JazzCash is a popular mobile wallet and micro banking service in Pakistan, widely used for financial transactions and utility bill payments. With its extensive user base, it offers a convenient way to manage finances on the go. However, understanding the fee structure for various services is crucial for users to manage their costs effectively.
JazzCash Fee Structure
JazzCash operates under a classified fee structure, which varies based on the amount being deposited. Below is a detailed breakdown of the fees associated with different deposit amounts.
Deposits Between Rs. 50 and Rs. 20,000
For deposits ranging from Rs. 50 to Rs. 20,000, the fee is calculated as 0.50% of the deposit amount. Additionally, a Federal Excise Duty (FED) of 16% is applied to the fee.
- Example Calculation:
- Deposit Amount: Rs. 10,000
- Fee: 0.50% of Rs. 10,000 = Rs. 50
- FED (16% of Fee): 16% of Rs. 50 = Rs. 8
- Total Cost: Rs. 50 (Fee) + Rs. 8 (FED) = Rs. 58
Deposits Above Rs. 20,000
For deposits exceeding Rs. 20,000, a flat rate fee of Rs. 100 is charged. The FED also applies to this fee.
- Example Calculation:
- Deposit Amount: Rs. 25,000
- Flat Fee: Rs. 100
- FED (16% of Flat Fee): 16% of Rs. 100 = Rs. 16
- Total Cost: Rs. 100 (Flat Fee) + Rs. 16 (FED) = Rs. 116
Additional Considerations
When making cash deposits through agents, users should be aware of these fees and plan accordingly to avoid unexpected costs. It’s essential to factor in both the percentage-based fee for smaller deposits and the flat rate for larger amounts, along with the applicable FED.
JazzCash Charges 2024
| Cash Amount | Charges |
| 0 – 1,000 | Rs. 35 |
| 1,001 – 2,500 | Rs. 50 |
| 2,501 – 4,000 | Rs. 65 |
| 4,001 – 6,000 | Rs. 80 |
| 6,001 – 8,000 | Rs. 90 |
| 8,001 – 10,000 | Rs. 105 |
| 10,001 – 13,000 | Rs. 120 |
| 13,001 – 15,000 | Rs. 130 |
| 15,001 – 20,000 | Rs. 165 |
| 20,001 – 25,000 | Rs. 200 |
| 25,501 – 30,000 | Rs. 250 |
| 3,0001 – 40,000 | Rs. 325 |
| 40,001 – 50,000 | Rs. 400 |
Following are interbank transfer on JazzCash service in Pakistan in mid 2024
| Money Transfer from M-Wallet to CNIC | |
| 0 – 1,000v | Rs55 |
| 1,001 – 2,500 | Rs110 |
| 2,501 – 4,000 | Rs160 |
| 4,001 – 6,000 | Rs215 |
| 6,001 – 8,000 | Rs270 |
| 8,001 – 10,000 | Rs320 |
| 10,001 – 13,000 | Rs375 |
| 13,001 – 16,000 | Rs430 |
| 16,001 – 20,000 | Rs500 |
| 20,001 – 25,000 | Rs650 |
