Habib Bank Limited (HBL) stands as a stalwart in the banking industry, offering a spectrum of debit cards tailored to address varying customer requirements, thereby ensuring seamless access to funds and a host of banking services.
Tailored Offerings for Every Lifestyle
HBL’s debit card lineup encompasses an array of options, each uniquely designed to cater to different lifestyle preferences and spending habits. From the HBL Green Debit Card, which entitles users to enticing discounts across lifestyle categories, to the HBL Gold Debit Card, boasting elevated transaction limits and coveted airport lounge access, HBL ensures there’s a card suited to every individual’s needs.
Enhanced Benefits and Rewards
For those seeking additional perks, HBL presents the HBL Freedom Debit Card, offering cashback incentives on fuel and dining expenditures. Meanwhile, the HBL Platinum Debit Card unlocks an exclusive realm of lifestyle privileges, further enriching the banking experience for discerning customers.
Comprehensive Range for Business and International Usage
Acknowledging the diverse requirements of its clientele, HBL extends its offerings to encompass specialized cards such as the Business Debit Card, catering to the unique needs of enterprises. Moreover, with options like the HBL Visa Debit Card and the HBL UnionPay Debit Card, customers can seamlessly conduct transactions on a global scale, enjoying unparalleled acceptance and convenience.
Local Transactions Made Effortless
For local transactions within Pakistan, HBL presents the HBL PayPak Debit Card, tailored to facilitate hassle-free payments within the country’s borders. With a focus on accessibility and efficiency, this card simplifies everyday banking tasks, ensuring a seamless experience for patrons nationwide.
Transparent Fee Structure
To enable customers to make informed decisions, HBL delineates its annual fee structure clearly. Debit cards equipped with a PayPak chip incur an annual fee of Rs1,700, while those featuring a Visa Chip are subject to an annual fee of Rs2,500. This transparent approach underscores HBL’s commitment to fostering trust and transparency in its banking practices.
| Card Type |
Annual Fee (Primary) |
| MasterCard Standard |
Rs. 2,500 |
| MasterCard Gold |
Rs. 3,300 |
| MasterCard Titanium |
Rs. 3,000 |
| MasterCard World |
Rs. 17,000 |
The accepted at over 50,000 merchants and over 11,000 ATMs nationwide in Pakistan, as well as millions of merchant locations and ATMs globally.
