Punjab Chief Minister Maryam Nawaz Sharif has recently introduced the “Apni Chhat Apna Ghar” scheme, a transformative initiative designed to provide affordable housing and interest-free loans to the residents of Punjab. This ambitious program aims to make homeownership more accessible to the people of Punjab by offering subsidized apartments and flexible payment plans, marking a significant step forward in the region’s housing sector.
Implementation of the ‘Apni Chhat Apna Ghar’ Scheme
The “CM Punjab Apni Chhat Apna Ghar Housing Scheme” is set to be a large-scale project, with plans to construct over 3,000 homes in each district of Punjab. The first phase will prioritize five key cities: Multan, Faisalabad, Sialkot, Sargodha, and Rawalpindi. In addition to these cities, 5,000 homes will be developed near Raiwind Road in Lahore.
Affordable Housing Under the Scheme
The scheme offers apartments priced at Rs. 1.5 million each. Thanks to a substantial 60% government subsidy, beneficiaries are required to pay only 40% of the total cost. This amount can be paid upfront, or through easy monthly installments of Rs. 26,000 spread over five years. This financial model is specifically designed to make homeownership achievable for families with modest incomes.
How to Apply for the ‘Apni Chhat Apna Ghar’ Scheme Online
To simplify the application process, the Punjab Information Technology Board (PITB) has launched a dedicated online portal for the “Apni Chhat Apna Ghar” scheme. Here’s a step-by-step guide to applying online:
- Visit the Official Portal: Begin by accessing the official website of the “Apni Chhat Apna Ghar” scheme. This site serves as a comprehensive platform for registering, tracking, and managing your application.
- Complete the Citizen Registration Form: Fill in the necessary details, including:
- Full name
- CNIC number
- CNIC number of your father or husband
- Gender
- Email address
- Mobile number (including the network provider if the number is ported)
- Division, District, and City of residence
- Create a User Password: After providing the required information, create and confirm a user password to finalize your registration.
- Submit Your Application: Once registered, log in to your account and submit your application for a home or loan under the scheme.
Benefits of the ‘Apni Chhat Apna Ghar’ Scheme
This scheme provides numerous benefits, including affordable housing solutions and the opportunity for families to achieve homeownership. By offering permanent residences, the initiative is expected to enhance socio-economic development, improve living standards, and reduce homelessness across Punjab.
Contact Information
For further details or assistance with the application process, citizens can contact the helpline at 0800-09100.
The “Apni Chhat Apna Ghar” scheme is a groundbreaking effort to provide affordable housing to the people of Punjab. With its easy-to-use online application process and significant government subsidies, the program is poised to make a meaningful difference in the lives of thousands of families across the province.